Other Loans

Line of Credit

One of our most popular loans is a personal line of credit. Enjoy the convenience of accessing your available line of credit by writing a check, using an ATM card, visiting one of our branches, calling Flash Talk, or using Easy Link. You can make your payments through payroll deduction or an automatic transfer from another America’s First account. Our Line of Credit Loan can also be used as overdraft protection for a checking account. Overdraft protection helps protect you against miscalculations with your checking account.

Share Certificate/Share Secured Loans

If you don’t want to withdraw the money in your savings or share certificate, you can use it as collateral for a share certificate or share secured loan. Share secured loans are also an excellent way to build or re-establish credit at very low rates while still earning dividends on your savings.

Signature Loans

With a signature loan, you can borrow on the strength of your credit, with no collateral required. Our signature loans offer competitive rates and can be used for a variety of purposes:

  • Vacations
  • Debt consolidation
  • Car repairs
  • Home repairs
  • Tuition
  • Health care expenses
  • Investment opportunities
  • Unexpected emergencies

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