Skip nav to main content.
×
cover-art

America's First FCU
Mobile Banking App

Free - On the App Store

×
cover-art

America's First FCU
Mobile Banking App

Free - On the App Store

Buy a Home

Here to make the process simple.

Mortgage Solution Center

We’ve got experts to help you.

Buying a home can be an overwhelming process. It’s one of the most important purchases you can make for your lifestyle, future, and bank account. It can be difficult to understand how the process works, from finding a house to escrow and closing costs. That’s why we are ready to help you not only purchase the new house, but also to understand the entire purchase process.

  • We’ll help you understand the process
  • Conventional fixed rate and adjustable rate (ARM) options
  • FHA, VA, and USDA programs
  • Second home and investment properties

Let's talk property. Whether you're ready to buy or just want to talk about the process, give our real estate team a call or visit our online mortgage solution center.

Check out our rates

Low rates. Generous terms. Reasonable payments. That’s our AmFirst promise.

View All Rates

FHA Loans

Federal Housing Administration (FHA) loans are insured by the federal government, and generally come with a lower down payment and less requirements. FHA loans require Mortgage Insurance Premium (MIP) and a minimum credit score. We’d love to talk about qualifying for an FHA loan!

VA and USDA Loans

Veterans Association (VA) loans are offered to qualifying veterans and their surviving spouses. There are certain credit score requirements, but no income restrictions. USDA loans, offered through the Department of Agriculture, help borrowers obtain property in rural areas. There are certain income restrictions which determine eligibility. Let’s talk about whether you qualify for either of these loans.

CLOSURE ALERT:

. All AmFirst branches will be closed Nov. 25-26 in observance of Thanksgiving and Black Friday.