The available balance takes into account any pending transactions. For example, if my account balance is $100 but I have a $25 pending debit card transaction, my available balance is $75.
The MICR number is the number needed for any automatic deposits or withdrawals. You can find it on the bottom of your checks, or in digital banking, you can click on the checking account and look at account details to find the MICR number.
In digital banking (online or mobile), you can click on Apply for Loan/Open account, and then check your status by clicking on Check Application Status.
Yes, please. Our fraud detection service looks for unusual spending patterns and may see an out of state purchase as possibly fraudulent. If we see something that looks unusual, we will attempt to contact you via text message and email. Before traveling, it is a good idea to contact us to set a travel alert on your account. That way, our fraud system will know to look for out of state travel. In addition, the most secure payment method is to use your chip when making a purchase at all merchants who accept it.
Current rates for all of our financial products and loans are available on the amfirst.org rates page.
You may also choose to visit a branch or call our member service center for rate information.
Please contact our Wire Transfer Department at 205-320-4106. The cutoff time for outgoing wires is 3:00 pm CST and incoming wires are posted up until 4:00 pm CST. To initiate an outgoing wire transfer a wire agreement must be completed with a wire 6 digit security code. The code can be any 6 digits you choose, letters or numbers. Please be advised, we do not directly send or receive wire transfers from foreign institutions. All international transfers must be routed through a domestic third-party bank with a swift code.
This calculator is provided by America’s First Federal Credit Union (AmFirst) and is intended solely for general information and educational purposes. This calculation is based on the information you entered for illustrative purposes only and is not a loan application, nor does use of the calculator guarantee loan terms or approval . All loans are subject to credit approval. Actual monthly payments may vary depending upon loan type, other possible fees, and your credit worthiness. Not all borrowers qualify for the best rates. The results of using this calculator may not be applicable or accurate with regard to your individual circumstances. This calculation reflects amounts in U.S. Dollars.
It’s easy to become a member and begin to take advantage of our wonderful products, services; as well as the other benefits we offer.
You will need the following information in order to complete the application:
Government Issue ID/ drivers license/ State ID or passport with current address
Current physical and mailing address
Social Security Number
Date of Birth
Important Information about Procedures for Opening a New Account
To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account.
Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card.
If you are making a loan payment using your checking account and routing number (ACH) there will continue to be no transaction fee. Also, there will continue to be no transaction fee if you are using the transfer function in Online Banking to make a payment.
For questions, please give us a call at 205-320-4000.
Open a Minor Account - Kids First Club
Before continuing to your application, tell us a little more about your membership status:
As an added convenience to our members, America’s First Federal Credit Union now offers CARFAX Vehicle History Reports at a Member’s discount.
CARFAX Vehicle History Reports™ are available on all used cars and light trucks model year 1981 or later. Using the unique 17-character vehicle identification number (VIN), a CARFAX Report is instantly generated from our database of over eight billion records.
Every CARFAX Report contains information that can impact a consumer’s decision about a used vehicle. Some types of information that a CARFAX Report may include are:
Title information, including salvaged or junked titles
You are leaving amfirst.org to go to third-party website.
The privacy and security policies of the site you are about to enter may differ from those practiced by America’s First Federal Credit Union. Please be advised that we do not represent either the third-party or you if you enter into a transaction. Links to external third-party sites are provided for your convenience. AmFirst does not provide, and is not responsible for, the product, service, overall website content, or policies of third-party sites.