Let’s Set Some Retirement Goals
Whatever your goals for retirement are, we’re here to help you get there. AmFirst accepts transfers, rollovers, and even lump sum distributions from other qualifying retirement plans. We offer both Traditional and Roth IRAs, and give you a variety of earning options through share accounts and share certificates. Contribute, and watch those contributions grow over time.
- Traditional and Roth IRAs
- Share accounts pay dividends quarterly
- Share certificates pay dividends for a specified term and rate
- Insured by the NCUA up to $250,000 and insured by ESI up to an additional $250,000.
Traditional IRAs usually allow for tax-deductible contributions. You’ll get the tax benefits now, in a reduction to your taxable income. Contribution limits and tax-deductions depend on income and other participation. Penalties can apply for early or unqualified withdrawals.
Roth IRAs usually allow for tax-free earnings. You’ll get the tax benefits later, as your account earns interest. Contribution limits and tax-free earnings depend on income and other participation. Penalties can apply for early or unqualified withdrawals.