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America's First FCU
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America's First FCU
Mobile Banking App

Free - On the App Store

Individual Retirement Account

Plan for your unique future.

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Let’s Set Some Retirement Goals

Whatever your goals for retirement are, we’re here to help you get there. AmFirst accepts transfers, rollovers, and even lump sum distributions from other qualifying retirement plans. We offer both Traditional and Roth IRAs, and give you a variety of earning options through share accounts and share certificates. Contribute, and watch those contributions grow over time.

  • Traditional and Roth IRAs
  • Share accounts pay dividends quarterly
  • Share certificates pay dividends for a specified term and rate
  • Insured by the NCUA up to $250,000

Traditional IRAs

Traditional IRAs usually allow for tax-deductible contributions. You’ll get the tax benefits now, in a reduction to your taxable income. Contribution limits and tax-deductions depend on income and other participation. Penalties can apply for early or unqualified withdrawals.

Roth IRAs

Roth IRAs usually allow for tax-free earnings. You’ll get the tax benefits later, as your account earns interest. Contribution limits and tax-free earnings depend on income and other participation. Penalties can apply for early or unqualified withdrawals.

Let's talk about a retirement plan. Whatever your goals are, we're here to help you reach them. Call or drop by a branch today to talk retirement.

Check out our rates

Low rates. Generous terms. Reasonable payments. That’s our AmFirst promise.

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CLOSURE ALERT:

. All AmFirst branches will be closed Nov. 25-26 in observance of Thanksgiving and Black Friday.