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America's First FCU
Mobile Banking App

Free - On the App Store

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America's First FCU
Mobile Banking App

Free - On the App Store

Refinance a Home

Bad rates? You aren't trapped.

Apply Online

Let’s talk about better lending options.

Don’t stay trapped in a bad loan. As your credit score and lending history improve over time, you might become qualified for better rates. Whether you have an existing loan with AmFirst or another institution, we might be able to work with you to save you some money by refinancing your home.

  • We’ll help you understand your options
  • VA Interest Rate Reduction Refinance Loans (IRRRL)
  • Streamline refinance for FHA loans

Let's wave goodbye to the old loan together. If you have a loan that you aren't happy with, we might be able to help you refinance.

VA Interest Rate Reduction Refinance Loans

Apply for a VA Interest Rate Reduction Refinance Loan (IRRRL). You don’t need a new appraisal or income documentation. If you currently have a VA loan and you’d like to reduce the rate, we’d love to talk to you!

Streamline Refinance for FHA Loans

Lower payments, interest rate or terms on a new FHA loan. There are usually little closing costs and no new appraisal. You’ll only need a qualifying credit score and a history of your most recent 6-12 months of mortgage payments.

CLOSURE ALERT:

. All AmFirst branches will be closed Nov. 25-26 in observance of Thanksgiving and Black Friday.