Skip nav to main content.
×
cover-art

America's First FCU
Mobile Banking App

Free - On the App Store

×
cover-art

America's First FCU
Mobile Banking App

Free - On the App Store

Promotions

Membership has its perks! Special promotions are just one of the ways we like to say “thank you” to our members.

Current Promotions

  • Get Preapproved or Close Your Auto Loan in an AmFirst Branch by October 31, 2020. You Could Win a Year of Loan Payments!*

    Plus get a certificate for an oil change, gas card, or car wash on us.

     

    *In Branch Auto Promo Offer Details

    This offer is limited to approved auto loan applications that are received by October 31, 2020 and closed at any America’s First Federal Credit Union Branch by November 13, 2020. Existing auto loans at America’s First Federal Credit Union are ineligible to participate. All loans subject to credit approval, value of collateral, and other factors. “Preapproval” and/or “preapproved” status is defined by, and solely at the discretion of, America’s First Federal Credit Union.

     

    Gas cards, oil change, and car wash gift certificates are limited and available
    only while supplies last. Qualifying auto loans will receive an oil change
    certificate, or gas card, or car wash certificate chosen at random while
    supplies last.

     

    The Win a Year of Loan Payments promotion is governed by these rules. By participating in the promotion, each entrant agrees to abide by these rules, including all eligibility requirements, and understands that the results of the promotion, as determined by America’s First Federal Credit Union (“the Sponsor”) are final in all respects. No purchase necessary to play or win.

     

    PRIZE: One year (12 months) of car payments credited each month to the prize winner’s AmFirst auto loan account . Winner will be solely responsible for the payment of taxes associated with this prize and will receive a tax statement in accordance with IRS regulations. Sponsor assumes no responsibility or liability for damages, losses, or injury resulting from acceptance or use of any prize or participation in the sweepstakes. The prize is limited to a maximum monthly account credit of $500, or the auto loan payment amount, whichever is lower. No cash value. Auto loan account must remain active with America’s First Federal Credit Union throughout the first 12 months. Winner must agree to receive Prize in the form of monthly account credits.

     

    HOW TO ENTER: There are two (2) ways to enter the Promotion.
    (1) Automatic Entry – All members who are preapproved and/or apply for a qualifying auto loan by October 31, 2020 through an America’s First Federal Credit Union branch, and close this loan by November 13, 2020 at an America’s First Federal Credit Union branch, will be automatically entered in the drawing. There will be one entry per loan.
    (2) Alternate Method of Entry – An America’s First Federal Credit Union member can enter the Promotion without financing a loan. He or she must use a 3”x 5” card, and legibly hand print or type on the card, his or her first name, last name, age, complete address, city, state, zip code and home telephone number (including area code), the card must be placed in an envelope and mailed to: Win a Year of Payments Prize Giveaway! America’s First Lending Department, PO Box 11349, Birmingham, AL 35202. All envelopes must be received by November 13, 2020 to be considered eligible. Limit of one (1) entry per envelope. The maximum number of entries by this method is limited to one (1) per entrant. The Sponsor is not responsible for lost or stolen entries.

     

    ELIGIBILITY: The Promotion is open to America’s First Federal Credit Union members, who are legal U.S. residents in any of the fifty (50) United States or the District of Columbia, and who are nineteen (19) years of age or older at the time of entry. Void where prohibited. Business entities are ineligible to participate. The winner must have a unique, personal and valid social security number for the Credit Union to report the tax liability associated with acceptance of the prize. Employees of America’s First Federal Credit Union and their immediate family members (parents, children, siblings or spouse) regardless of where they live, or persons living in same household, (whether related or not) are not eligible to participate or win a prize.

     

    ODDS OF WINNING: Odds of winning the prize are dependent upon the total number of eligible entries received during the promotion period.

     

    To apply, please visit your local branch. For branch locations see www.amfirst.org.

     

  • Home Equity Line of Credit – Fixed rates as low as 3.75% APR fixed for 10-year term
    Plus get a $50 gift card & be eligible to win a big prize!
    See Below For Full Details*

    *Home Equity Line of Credit Offer Details

    Subject to credit approval. APR = Annual Percentage Rate. The APR for this loan will be 3.75% or higher based on your creditworthiness, loan to value ratio, and other factors. This offer is limited to new Home Equity Lines of Credit. If your initial advance is $30,000 or more, America’s First Federal Credit Union (AmFirst) will waive its standard closing costs, including the costs of an appraisal if required, as long as AmFirst maintains a security interest on the property securing the amount of the initial advance for at least three (3) consecutive months following the closing date, and the initial advance may not include the liquidation of any existing AmFirst loan balances. Closing costs are estimated to be between $400 and $1,000. You will be required to maintain property insurance throughout the life of the loan naming AmFirst as loss payee and title insurance will be required for any first mortgage HELOC. Available equity is based upon the current assessed or appraised value of your property. The maximum loan-to-value ratio for this loan product is 90%. Due to the changes in tax laws, interest on your Home Equity Line of Credit may not be deductible. Please consult your tax advisor to determine how the tax laws apply to your particular situation. The annual non-usage fee is waived for any year in which you have an advance on your HELOC. Limited to primary residences located in the State of Alabama. Must apply by 10/31/2020 and close by 11/30/2020.

     

    $50 Home improvement gift cards are limited to qualifying loans with a minimum initial draw of $30,000 and available only while supplies last. Minimum initial draw of $15,000 for eligibility for other prizes.

     

    The home furnishings giveaway promotion is governed by these rules. By participating in the promotion, each entrant agrees to abide by these rules, including all eligibility requirements, and understands that the results of the promotion, as determined by America’s First Federal Credit Union (“the Sponsor”) are final in all respects. No purchase necessary to play or win.

     

    PRIZES: Several prizes will be awarded during this promotion, including: home furnishings, furniture, and lawn maintenance equipment.  Arrangements must be made upon acceptance of prize; at the discretion of the Sponsor and are subject to availability. Restrictions, conditions and limitations may apply. Sponsor assumes no responsibility or liability for damages, losses, or injury resulting from acceptance or use of any prize or participation in the sweepstakes. The Sponsor may substitute prizes of equal or greater value. Limit one prize per household.

     

    HOW TO ENTER: There are two (2) ways to enter the Promotion.
    (1) Automatic Entry – All members who apply by 10/31/2020 and receive a qualifying home equity line of credit (HELOC) loan through America’s First Federal Credit Union by 11/30/2020 will be automatically entered in the drawing. There will be one entry per loan.
    (2) Alternate Method of Entry – An America’s First Federal Credit Union member can enter the Promotion without financing a loan. He or she must use a 3”x 5” card, and legibly hand print or type on the card, his or her first name, last name, age, complete address, city, state, zip code and home telephone number (including area code), the card must be placed in an envelope and mailed to: HELOC Prize Giveaway! America’s First Lending Department, PO Box 11349, Birmingham, AL 35202. All envelopes must be received by November 30, 2020 to be considered eligible. Limit of one (1) entry per envelope. The maximum number of entries by this method is limited to one (1) per entrant. The Sponsor is not responsible for lost or stolen entries.

     

    ELIGIBILITY: The Promotion is open to America’s First Federal Credit Union members, who are legal U.S. residents in any of the fifty (50) United States or the District of Columbia, and who are nineteen (19) years of age or older or at the time of entry. Void where prohibited. Business entities are ineligible to participate. The winner must have a unique, personal and valid social security number for the Credit Union to report the tax liability associated with acceptance of the prize. Employees of America’s First Federal Credit Union and their immediate family members (parents, children, siblings or spouse) regardless of where they live, or persons living in same household, (whether related or not) are not eligible to participate or win a prize.

     

    ODDS OF WINNING: Odds of winning the prize are dependent upon the total number of eligible entries received during the promotion period.

     

    To apply, visit www.amfirst.org, contact any of our local branches or call 205-320-4163.

  • Open a new checking account at any AmFirst branch before October 30. You could win a gift card from a local business or even a new TV*
    *Local Gift Card/TV Promo Offer Details
    The Local Business First prize giveaway promotion is governed by these rules. By participating in the promotion, each entrant agrees to abide by these rules, including all eligibility equirements, and understands that the results of the promotion, as determined by America’s First Federal Credit Union (“the Sponsor”) are final in all respects. No Purchase Necessary To Play or Win.
    PRIZES: a variety of gift cards purchased from local businesses will be awarded during this promotion, as well as a grand prize of a 50” TV.
    Arrangements must be made upon acceptance of prize; at the discretion of the Sponsor and are subject to availability. Restrictions; conditions and limitations may apply. Sponsor assumes no responsibility or liability for damages, losses, or injury resulting from acceptance or use of any prize
    or participation in the sweepstakes. The winner must have a unique, personal and valid social security number for the Credit Union to report the tax liability associated with acceptance of the prize. The Sponsor may substitute prizes of equal or greater value. Limit one prize per household.
    HOW TO ENTER: There are two (2) ways to enter the Promotion.
    (1) Automatic Entry – All members who open a new checking account at any branch of America’s First Federal Credit Union by 10/30/2020 will be
    automatically entered in the drawing. There will be one entry per account.
    (2) Alternate Method of Entry – An America’s First Federal Credit Union member can enter the Promotion without opening an account. He or she
    must use a 3”x 5” card, and legibly hand print or type on the card, his or her first name, last name, age, complete address, city, state, zip code and home telephone number (including area code), the card must be placed in an envelope and mailed to:
    Local Business First Prize Giveaway!
    America’s First Deposit Services Department
    PO Box 11349
    Birmingham, AL 35202
    All envelopes must be received by October 30, 2020 to be considered eligible. Limit of one (1) entry per envelope. The maximum number of entries by this method is limited to one (1) per entrant. The
    Sponsor is not responsible for lost or stolen entries.
    ELIGIBILITY: The Promotion is open to America’s First Federal Credit Union members, who are legal U.S. residents in any of the fifty (50) United
    States or the District of Columbia, and who are nineteen (19) years of age or older or at the time of entry. Void where prohibited. Business entities
    are ineligible to participate. Employees of America’s First Federal Credit Union and their immediate family members (parents, children, siblings or
    spouse) regardless of where they live, or persons living in same household, (whether related or not) are not eligible to participate or win a prize.
    ODDS OF WINNING: Odds of winning the prize are dependent upon the total number of eligible entries received during the promotion period.
    To enter by opening a new checking account, please visit your local branch.

To learn more about any of our current promotions, give us a call or drop by your local branch location.