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America's First FCU
Mobile Banking App

Free - On the App Store


America's First FCU
Mobile Banking App

Free - On the App Store


Membership has its perks! Special promotions are just one of the ways we like to say “thank you” to our members.

Current Promotions

  • Get Your Maximum Refund and Special Savings on TurboTax

    Getting your biggest possible tax refund has never been easier. From simple to complex taxes, TurboTax® has you covered.


    • Taxes made easy. Just answer questions about  your year, anytime and from any device, and TurboTax fills in all the right forms for you.
    • Real experts standing by. With TurboTax Live, get unlimited advice from tax experts as you do your taxes — or have everything done for you, start to finish.
    • Done right, guaranteed. TurboTax guarantees 100% accurate calculations, so you can be confident your taxes are done right.


    AmFirst works with TurboTax to provide special savings for our valued members — get up to $15 off TurboTax federal products.


    Start today!


    Visit for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2020. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice.  Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.

  • Save $360 Per Year On Your Wireless Bill with Tracfone

    Did you know that you can keep your phone, number and network and save when you switch to no-contract wireless?


    You could be saving as much as $360 per year on wireless. Keep your phone number and network, and you can save when you switch to no-contract wireless.


    Now, you’re in control with Unlimited Carryover® Data* that never expires.


    Choose from America’s Top 4G LTE† Networks without a contract or mystery fees and live your best wireless life with NET10 Wireless. Choose from America’s Top Nationwide Networks or keep the one you love, all without a contract Discover total confidence in a no-contract wireless plan.


    We’ve got you covered on the nation’s largest, most dependable 4G LTE† network.


    We offer a variety of wireless plans to meet your individual needs with no contracts, credit checks or mystery fees.


    Coverage on America’s largest and most dependable networks.


    Whether you’re an Android person or an iPhone fanatic, we have the latest phones for every budget.


    Love the phone you have? Keep the phone, number and network you love with our easy-to-install SIM Kits.


    Click Here to Enroll Today!


    *Service must be active and in use within any six-month period.


    †Actual availability, coverage and speed may vary. See Terms & Conditions at


    *America’s First Federal Credit Union does not endorse or recommend any particular outside products or services. Please be advised that we do not represent either the third-party vendor or you if you enter into a transaction. Information about outside products, services and potential discounts made available to our members by third-party vendors is provided for your convenience. AmFirst does not provide, and is not responsible for the product, service, terms, or policies of third-party vendors.

  • Get Home Equity Line of Credit fixed rates as low as 3.00%


    Get Home Equity Line of Credit fixed rates as low as 3.00%


    The Annual Percentage Rate is fixed for a 10-year term. You can also get a $50 gift card and be eligible to win a big prize!


    This offer is available to qualifying members only and certain restrictions may apply.  Rate may be higher based on creditworthiness and other factors.


    Apply Online Today!


    *Home Equity Line of Credit Offer Details


    Subject to credit approval. APR = Annual Percentage Rate. The APR for this loan will be 3.00% or higher based on your creditworthiness, loan to value ratio, and other factors. This offer is limited to new Home Equity Lines of Credit.


    If your initial advance is $15,000 or more, America’s First Federal Credit Union (AmFirst) may waive certain closing costs, as long as AmFirst maintains a security interest on the property securing the amount of the initial advance for at least three (3) consecutive months following the closing date, and the initial advance may not include the liquidation of any existing AmFirst loan balances. Closing costs are estimated to be between $400 and $1,000. You will be required to maintain property insurance throughout the life of the loan naming AmFirst as loss payee and title insurance will be required for any first mortgage HELOC. Available equity is based upon the current assessed or appraised value of your property. The maximum loan-to-value ratio for this loan product is 90%. Due to the changes in tax laws, interest on your Home Equity Line of Credit may not be deductible. Please consult your tax advisor to determine how the tax laws apply to your particular situation. The annual non-usage fee is waived for any year in which you have an advance on your HELOC. Limited to primary residences located in the State of Alabama. Must apply by 6/30/2021 and close by 7/23/2021.


    $50 Home improvement gift cards and other potential prizes are limited to qualifying loans with a minimum initial draw of $15,000 and available only while supplies last.


    The home improvements giveaway promotion is governed by these rules. By participating in the promotion, each entrant agrees to abide by these rules, including all eligibility requirements, and understands that the results of the promotion, as determined by America’s First Federal Credit Union (“the Sponsor”) are final in all respects.


    No Purchase Necessary To Play or Win.


    PRIZES: Several prizes will be awarded during this promotion, including: home furnishings, outdoor accessories, and lawn maintenance equipment. Arrangements must be made upon acceptance of prize; at the discretion of the Sponsor and are subject to availability. Restrictions; conditions and limitations may apply. Sponsor assumes no responsibility or liability for damages, losses, or injury resulting from acceptance or use of any prize or participation in the sweepstakes. The Sponsor may substitute prizes of equal or greater value. Limit one prize per household.


    HOW TO ENTER: There are two (2) ways to enter the Promotion.


    (1) Automatic Entry – All members who apply by 6/30/2021 and receive a qualifying home equity line of credit (HELOC) loan through America’s First Federal Credit Union by 7/23/2021 will be automatically entered in the drawing. There will be one entry per loan.

    (2) Alternate Method of Entry – An America’s First Federal Credit Union member can enter the Promotion without financing a loan.


    He or she must use a 3”x 5” card, and legibly hand print or type on the card, his or her first name, last name, age, complete address, city, state, zip code and home telephone number (including area code), the card must be placed in an envelope and mailed to:


    HELOC Prize Giveaway!
    America’s First Lending Department
    PO Box 11349
    Birmingham, AL 35202.


    All envelopes must be received by July 23, 2021 to be considered eligible. Limit of one (1) entry per envelope. The maximum number of entries by this method is limited to one (1) per entrant. The Sponsor is not responsible for lost or stolen entries.


    ELIGIBILITY: The Promotion is open to America’s First Federal Credit Union members, who are legal U.S. residents in any of the fifty (50) United States or the District of Columbia, and who are nineteen (19) years of age or older or at the time of entry. Void where prohibited. Business entities are ineligible to participate. The winner must have a unique, personal and valid social security number for the Credit Union to report the tax liability associated with acceptance of the prize.


    Employees of America’s First Federal Credit Union and their immediate family members (parents, children, siblings or spouse) regardless of where they live, or persons living in same household, (whether related or not) are not eligible to participate or win a prize.


    ODDS OF WINNING: Odds of winning the prize are dependent upon the total number of eligible entries received during the promotion period.


    To apply, contact any of our local branches or call 205-320-4163.


    Visit your nearest AmFirst branch for more details.

To learn more about any of our current promotions, give us a call or drop by your local branch location.