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Calculator Disclaimer

This calculator is provided by America’s First Federal Credit Union (AmFirst) and is intended solely for general information and educational purposes. This calculation is based on the information you entered for illustrative purposes only and is not a loan application, nor does use of the calculator guarantee loan terms or approval . All loans are subject to credit approval. Actual monthly payments may vary depending upon loan type, other possible fees, and your credit worthiness. Not all borrowers qualify for the best rates. The results of using this calculator may not be applicable or accurate with regard to your individual circumstances. This calculation reflects amounts in U.S. Dollars.

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To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account.

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New fee for loan payments:

Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card.

If you are making a loan payment using your checking account and routing number (ACH) there will continue to be no transaction fee. Also, there will continue to be no transaction fee if you are using the transfer function in Online Banking to make a payment.

For questions, please give us a call at 205-320-4000.

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CarFax

As an added convenience to our members, America’s First Federal Credit Union now offers CARFAX Vehicle History Reports at a Member’s discount.

CARFAX Vehicle History Reports™ are available on all used cars and light trucks model year 1981 or later. Using the unique 17-character vehicle identification number (VIN), a CARFAX Report is instantly generated from our database of over eight billion records.

Every CARFAX Report contains information that can impact a consumer’s decision about a used vehicle. Some types of information that a CARFAX Report may include are:

Title information, including salvaged or junked titles
Flood damage history
Total loss accident history
Odometer readings
Lemon history
Number of owners
Accident indicators, such as airbag deployments
State emissions inspection results
Service records
Vehicle use (taxi, rental, lease, etc.)

To learn more click here

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