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Overdraft Protection

How do I avoid an Overdraft on my account?

The best way to avoid Overdraft and bounced-check fees is to keep your checking account...
What options does America’s First offer for Overdraft Protection?

Overdraft Protection Line of Credit Share (savings) account Courtesy Pay
What is an Overdraft Protection Line of Credit?

An Overdraft Protection Line of Credit is a loan. It is a line of credit...
How does an Overdraft Protection Line of Credit work?

If you have Overdraft Protection, instead of overdrawing your account or sending items back unpaid...
What is the cost associated with an Overdraft Protection Line of Credit?

The Overdraft Protection Line of Credit is a loan and any amounts advanced on the...
When do I pay the charges on my Overdraft Protection Line of Credit?

You may make payments on your Overdraft account any time there is an outstanding balance,...
How do I sign up for an Overdraft Protection Line of Credit?

In order to open an Overdraft Line of Credit, you do have to apply and...
What if I don’t have an Overdraft Protection Line of Credit?

If you do not have an Overdraft Protection Line of Credit, or if you have...
How is my Share (savings) account used as Overdraft Protection?

If there are available funds in your savings account, we will automatically transfer the funds...
Is there a cost to transfer the funds from my savings account?

There is a $5 transfer fee each time a transfer is made.