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Overdraft Protection

Are there any restrictions to how many transfers can be made from my savings account?

Under current federal regulations, you may have no more than six (6) electronic transfers from...
What if there are no available funds in my savings account, or I have reached my maximum number of transfers?

If there are no available funds in your savings account, or you have reached the...
What is Courtesy Pay?

Courtesy Pay is a service for qualifying members that allows us to pay certain checking...
How does Courtesy Pay work?

If your account is in good standing, and your other overdraft sources are not available,...
What is the cost for Courtesy Pay?

There is a $30.00 fee assessed for each presentment that is paid via Courtesy Pay.
How long do I have to repay any Overdrawn Balance?

You must make a deposit to repay the overdrawn balance within 5 business days.
What else should I know about Courtesy Pay?

America’s First will not overdraw an account more than $500 using Courtesy Pay. The payment...
Do I have to sign up for Courtesy Pay?

Currently, new members are automatically enrolled after they meet certain eligibility qualifications. These include but...
What happens if I don’t opt-in?

If you are making a purchase with your debit card and there are no available...
Why should I opt-in?

Courtesy Pay is a service designed to help you avoid costly mistakes in your checking...