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Promotions

Special offers — plus even more free.

PROMOTIONS

Holiday Loan Special

The holiday season is full of joy—and extra expenses. That’s why we’re spreading a little cheer with a special offer just for our members! As our gift to you, enjoy rates starting as low as 7.00% APR* with our Holiday Loan Special. It’s the perfect way to put a little extra cash in your pocket for gifts, travel, or whatever makes your season brighter.

Loan proceeds cannot be used to pay off an existing AmFirst loan. Available to qualifying members only. Certain restrictions apply. Not all borrowers qualify for the best rates. Your rate will depend on final underwriting, which includes creditworthiness. 36 monthly payments are $30.88 per $1,000.00 borrowed. *Annual Percentage Rate. **Minimum loan amount is $500. Repay in up to 36 months. Federally Insured by NCUA.

Apply for a Holiday Loan
PROMOTIONS

Early Pay

Early Pay is a service that allows you to access your funds from qualifying payroll or government payments up to two days early*. For example, if you usually get paid on Friday, you could see your paycheck in your account as soon as Wednesday.

AmFirst members are automatically enrolled in this free Early Pay service.

Learn more about Early Pay
PROMOTIONS

Honor Dollars Bonus Program

Our Honor Dollars program rewards small students for big grades. Bring your child’s most recent report card with all A’s and B’s to any AmFirst branch and we will make a $10 deposit into their Kids First Club account.

PROMOTIONS

First Time Home Buyer

Have you heard about our first time home buyer program?
• Up to 100% financing with no PMI
• Maximum loan amount up to $300,000
• Home-buyer’s education class required

Apply Now

 

The interest rate, Annual Percentage Rate (APR) and origination fees are subject to change without notice and will depend on creditworthiness and loan-to-value ratio. This program is available to consumer members only and the subject property must be a member’s intended primary residence. Members must meet underwriting criteria and are subject to approval and verification of income, credit and availability of funds for closing costs. Escrow of property insurance and property taxes is required. Applicants must complete home-buyer’s education class prior to closing. Program may be discontinued at any time.

 

To learn more about any of our current promotions, give us a call or drop by your local branch location.

Call 205-320-4000

Call toll-free: 1-800-633-8431

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New fee for loan payments:

Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card.

If you are making a loan payment using your checking account and routing number (ACH) there will continue to be no transaction fee. Also, there will continue to be no transaction fee if you are using the transfer function in Online Banking to make a payment.

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