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New Year, New You Holiday Loan Special

Picture of AmFirst Downtown Location.

 

 

As low as 7.25% APR* for as little as $500**
Runs Tuesday, Jan. 2 through Thursday, Feb. 29. 

Loan proceeds cannot be used to pay off an existing AmFirst loan. Available to qualifying members only. Certain restrictions apply. Not all borrowers qualify for the best rates. Your rate will depend on final underwriting, which includes creditworthiness. 36 monthly payments are $30.73 per $1,000.00 borrowed.

*Annual Percentage Rate.
**Minimum loan amount is $500. Repay in up to 36 months.

Federally Insured by NCUA.

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Rates effective as of: October 24, 2025

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It’s easy to become a member and begin to take advantage of our wonderful products,  services; as well as the other benefits we offer.

You will need the following information in order to complete the application:

  • Government Issue ID/ drivers license/ State ID or passport with current address
  • Current physical and mailing address
  • Social Security Number
  • Date of Birth

 

Important Information about Procedures for Opening a New Account

To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account.

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New fee for loan payments:

Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card.

If you are making a loan payment using your checking account and routing number (ACH) there will continue to be no transaction fee. Also, there will continue to be no transaction fee if you are using the transfer function in Online Banking to make a payment.

For questions, please give us a call at 205-320-4000.

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Scheduled System Maintenance between 4 a.m. – 9 a.m. on Sunday, October 26. Online banking, debit card, and ATM services may be briefly unavailable. Members are encouraged to complete transactions outside of this period.