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Do I have to opt-in to Courtesy Pay for other transactions?

The new federal regulations do not affect overdrafts or Courtesy Pay transactions involving checks, ACH, or bill pay transactions.

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Rates effective as of: August 14, 2026

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To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account.

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New fee for loan payments:

Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card.

If you are making a loan payment using your checking account and routing number (ACH) there will continue to be no transaction fee. Also, there will continue to be no transaction fee if you are using the transfer function in Online Banking to make a payment.

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