Are my deposit accounts NCUA insured?

Yes! Each individual member’s account is Federally insured by the NCUA up to $250,000 per account.

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Rates effective as of: April 26, 2025

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It’s easy to become a member and begin to take advantage of our wonderful products, services; as well as the other benefits we offer.

You will need the following information in order to complete the application:

Government Issue ID/ drivers license/ State ID or passport with current address
Current physical and mailing address
Social Security Number
Date of Birth

Important Information about Procedures for Opening a New Account

To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account.

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New fee for loan payments:

Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card.

If you are making a loan payment using your checking account and routing number (ACH) there will continue to be no transaction fee. Also, there will continue to be no transaction fee if you are using the transfer function in Online Banking to make a payment.

For questions, please give us a call at 205-320-4000.

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