×
cover-art

Download the App

Free - On the Play Store

×
cover-art

Download the App

Free - On the App Store

Skip nav to main content.
Kids First Savings Account

It's Never Too Early to Start Saving

Secure their financial future today with our Kids First Savings Account.

Key Benefits

Instill financial literacy in your child with a savings account designed just for them. Here's what they'll get:

25_Money Growthx300

Teaching financial literacy

Create lifelong habits with educational resources and guidance.

35_Stockx300

Honor Dollars incentive

Rewarding savings with extra contributions for every dollar saved. Learn more

11_Cash Paymentx300

Special birthday gifts

Celebrate their special day with personalized gifts just for account holders.

See How Early Saving Pays Off

Final Balance

Contributions:     |    Earnings: 
Initial Depost
$
Interest Rate*
%
Monthly Contribution
$
Number of Years with Savings Account

Hear From Our Happy Families

Slideshow Items

  • "I’ve learned that saving gives me more money to buy better things later! "

    Jael Summerlin, 4th Grade
  • "I want them to save all of their money while they’re in school, because that’s something I wasn’t able to do growing up. I want to give my kids the gift of being debt-free. We emphasize the difference between things they need and things they want, and try to teach them to be able to tell the difference."

    Dexter Sumerlin, Member
  • "Having a bank account has taught me that you have to save in order to spend. Financial discipline is something everybody will have to learn and it’s easier said than done. Once I save and finally purchase something I want, I feel great."

    Summer Rudolph, 8th Grade
  • "I always recommend the Kids First program to other parents. If they do well in school, AmFirst rewards them with $10 per report card. It’s so important to teach financial responsibilities at a young age. If children can learn early on, they have a better chance at being financially stable and successful as an adult."

    Jennifer Gerardo, Member
  • "The Kids First program introduces basic financial concepts early on. Each child has a different understanding of money—some save every penny, while others spend it all. What’s important is that kids begin to understand why they’re saving. It’s not about forcing them to save; it’s about helping them make the connection by themselves."

    Jonisha Sumerlin, Member

Explore more options for growing financial independence

Make the most out of growing up with kid-friendly financial tools

Have questions? We have answers

  • Parents, grandparents, and other important people in the child’s life can open an account in the child’s name. Anyone can deposit money into this account for the child to save for later!

  • You can bring any report card with all A’s and B’s to any AmFirst branch, and we will deposit $10 into the child’s Kids First account. One report card per nine weeks.

  • This account is like a bank account on training wheels. It teaches children the value of saving their money and using a bank account.

Join Our Community of Young Savers Today

  • No minimum balance requirements - perfect for starting small

  • Special rewards program designed for young savers

  • Parent-managed controls for safety and learning

  • Educational resources to build financial literacy

Scam Alert: Be cautious of fake texts claiming to be about out-of-state purchases, requesting a code. We’ll never call and ask for a verification code.