Planning

Mortgage Preapproval: A Homebuyer’s Best Friend

Before you begin shopping for homes, get preapproved for a mortgage with America’s First.

Mortgage preapproval will ease your mind during the home-buying process, because you will know what you can afford from the very beginning.

Please bear in mind that we can calculate how much you qualify for, but that is not necessarily what you can afford.  It might be more or perhaps less.  Are you counting on continuing overtime income, or two full-time paychecks, to make your house payments?  Are you expecting to be “house poor” for at least a few years while your income and other obligations grow into a house payment?  Are you planning to buy less than you might be able to afford so you can achieve other priorities, such as going back to school? Only you can answer those kinds of questions.

The first step to mortgage preapproval is filling out our online application – it takes less than 20 minutes to complete.

After your application is completed, an America’s First Mortgage Professional will contact you about the rates you qualify for and the types of homes in your budget.  Your Mortgage Professional will be there to guide you through the home-buying proccess and answer any questions you have along the way.

Check out our current mortgage rates.  Thanks to automation in today’s mortgage lending, America’s First can give you a preapproval in a very short amount of time.  If you have questions, feel free to visit your nearest America’s First branch location or call 800.633.8431.

 

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