Personal Accounts

Bill Pay has been upgraded.

It is now available at no charge to all of our members.


Bill Pay now features the ‘good funds’ payment model.

Bill Pay users can now more easily track and balance bill payments. When you schedule a bill payment, the necessary funds will be verified in your account before the payment processes and removed on the day you select to send payment. This process confirms the money is available in your account before it is removed to make the payment. Please see below for a more detailed overview of this process.


Good Funds Payment Process

For Electronic Payments:

Scenario 1: Electronic payments requested prior to 3:00 CST will be deducted from the account the same day and will arrive for payment with the vendor the following business day.

  • Monday morning – You schedule a payment of $75 to the Cable Company with a Monday “Process” date
  • Monday evening – You see the debit of $75 from your account
  • Tuesday evening- The $75 electronic credit and account information is sent to the Cable Company to process
  • Wednesday evening- The $75 payment is received by the Cable Company

Scenario 2: Electronic payments requested after 3:00 CST will be deducted from the account the following business day and will arrive for payment with the vendor the 2nd business day from the date of request.

  • Monday afternoon (after 3:00pm CST) – You schedule a payment of $75 to the Cable Company with a Tuesday “Process” date  (After the daily cutoff, the same day process date will not be available)
  • Tuesday evening –  You see the debit of $75 in your account
  • Wednesday evening- The $75 electronic credit and account information is sent to the Cable Company to process
  • Thursday evening –  The $75 payment is received by the Cable Company

For Check Payments:

  • You select a process date.  This is the date the check is printed.
  • Your account is debited on the same day as the process date.
  • The check is mailed the day after the process date.  Check usually arrives 3-7 business days.