Checking & Savings


An HSA is used for the sole purpose of paying or reimbursing qualified medical expenses. It’s funded with pretax dollars and grows tax free. Withdrawals are not taxed as long as they’re used for qualified health-care expenses.

To qualify for an HSA, you must be younger than 65 and covered solely by a health insurance policy that’s deemed a high deductible health plan.

Health Savings Accounts from America’s First offer competitive rates and flexible investment options for your employees. Features of our Health Savings Accounts include:

  • No set-up costs
  • No monthly or annual fee
  • No minimum balance
  • HSA checking account available with free check card
  • HSA certificates available

Unlike an employer’s flexible spending account that enforces a “use it or lose it” rule, you can roll over money saved in an HSA from year to year.

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