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America's First FCU
Mobile Banking App

Free - On the App Store

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America's First FCU
Mobile Banking App

Free - On the App Store

New Year Resolution Loan

Get Started on a New Year Resolution Loan

Apply Online

What's a Resolution Loan?

lowered interest rates for Resolution Loan 8.5x11

Our New Year Resolution Loans are a type of unsecured personal loan with lowered interest rates, meaning you aren’t required to offer collateral to get it. These loans use your credit score, income, and credit history to determine if you qualify. You can use this loan for almost anything, it's like extra cash in your pocket. They are awarded in a lump sum, and you make monthly payments until your loan is paid in full.

Why should I get a Resolution Loan?

It's a brand-new year with new projects, new goals, and new hobbies that you want to accomplish. Every year we make resolutions in January, but how often do we keep them for the entire year? Something usually gets in the way, like the start-up cost for your new hobby being higher than you expected or you don't have the tools you needed for that renovation project.

At AmFirst, we want to offer our members a deal to make sure that you stick to your resolutions this year. We have lowered interest rates personal loans to start at 6.25% APR*. Whatever you want to start this new year, let us help you accomplish it.

How do I apply for a Resolution Loan?

If you want to apply, stop by your local branch or give us a call! We can usually process your application in just a few minutes. You can also apply online through the website.  When you send in the application, we make sure that you qualify and let you know about next steps.

Want to check what your repayments on a personal loan might look like before you apply?

To see if a loan fits into your current budget, check out our Loan Affordability Calculator.  To test out what payments might look like at all interest rates, check out our Loan Payment Calculator.

Loan proceeds cannot be used to pay off an existing America’s First loan. Available to qualifying members only. Certain restrictions apply. Not all borrowers qualify for the best rates. Your rate will depend on final underwriting, which includes credit worthiness. Minimum loan amount is $500. Repay in up to 36 months. 36 monthly payments are $30.73 per $1,000 borrowed.
*Annual Percentage Rate