Purchasing a home is a big investment. Going through the maze of appraisals, inspections, and closing costs is easier when you have people you know and trust. America's First offers a variety of fixed and variable rate real estate loans within the state of Alabama, including the following:

  • First Mortgages
  • Second Mortgages
  • Debt Consolidation
  • Home Improvement Loans

For more information call our Real Estate office at 205-320-4163 or visit our online Mortgage Center where you can get a rate quote, calculate payments and even apply online.

Home Equity Lines of Credit

Do you have access to all of your equity? Now with an EquityPlus Account from America's First, you may qualify to use up to 90% of the equity in your home for any of the following:

  • Debt Consolidation
  • Vehicle Purchases
  • Financing an Education
  • A Dream Vacation

The interest from an EquityPlus account may be tax deductible; consult your tax advisor. EquityPlus checks are available to access your line of credit.
View current HELOC rates

Debt Consolidation

Let us help you balance your budget with a consolidation loan. Lower your monthly payment or significantly reduce the payoff time of current loans by consolidating your debt. Get pre-approved by visiting your local branch, or contacting our Call Center at 205-320-4000.