Membership

Balance Transfer

Transfer your balances by April 17, 2019 to an America’s First credit card and receive 2.49% APR* for 13 billing cycles, with no transfer fees!

After 13 billing cycles, the APR for balances transferred will be from 7.80% to 18.00% depending on your creditworthiness and type of card issued.

Current members can initiate a balance transfer via online banking:

  1. Login to Online Banking.
  2. Select your credit card account.
  3. Click on the Account Services tab at the top of the page.
  4. Choose Balance Transfer, and follow the steps given.

New members, please visit one of our 19 branch locations.

* Annual Percentage Rate 2.49%. Promotional APR for 13 billing cycles for balance transfers that post to your account by April 17, 2019. Available to qualifying members only. Business and secured accounts not eligible. Certain restrictions apply.
** This offer available January 14, 2019 – April 17, 2019.

Share Certificate Special

17 Month Certificate Special
2.75% APY*
With eStatements**

To apply, please visit one of our 19 branch locations.

*APY= Annual Percentage Yield. **Enrollment in eStatements paperless statement delivery is required to receive 2.75% APY .
Without eStatement enrollment APY is 2.65%. Offer valid on Personal & Business Accounts.
Offer available to qualifying members only. Certain restrictions apply. This offer requires a minimum deposit of $20,000.
Individual Retirement Accounts do not qualify. Share Certificate rates are subject to change at any time. Share Certificates will
automatically renew for successive periods equal to the original term beginning on each maturity date.

Resolution Loan

As low as 7.50% APR* for as little as $500**

To apply, visit the online loan application and select Signature.

** Minimum loan amount is $500. Repay in up to 36 months. Loan proceeds cannot be used to pay off an existing America’s First loan. Available to qualifying members only. Certain restrictions apply. Not all borrowers qualify for the best rates. Your rate will depend on final underwriting, which includes creditworthiness. 36 monthly payments are $31.11 per $1,000.00 borrowed.
* Annual percentage rate. Federally insured by NCUA.