* Individuals can apply for membership and open a personal (not business) checking account in-person at the Jax State Campus Location of America’s First Federal Credit Union (“AmFirst”) located at 802 Pelham Road N, Jacksonville, AL 36265, or on amfirst.org. The promotional code must be used at the time of application. AmFirst is not required to pay the promotional incentive for accounts opened without the appropriate promo code. The member must not have an existing checking account with AmFirst, must be the primary member on a Regular Share (not a Conservator, Estate, Representative Payee, or Trust) account, 18 years of age or older in good standing, and must be eligible to open and maintain membership. Not all applicants will qualify. Members who were AmFirst members in the past six months and are now rejoining AmFirst do not qualify for the promotion. The new checking account must remain open in good standing for at least 90 days. Limit one bonus/promotional payment in a 12-month period per primary member, regardless of how many memberships you have. Members will receive a $250 bonus deposit to the Regular Share (savings) account within 120 days of opening a qualifying account, provided they meet the transaction requirements within 90 days and keep the accounts open and in good standing for at least 90 days. AmFirst will not deposit bonus funds to closed accounts or accounts not in good standing. A $250 bonus deposit will be reported at year-end as interest income to the IRS for the member. Other terms, limitations and conditions may apply. The checking account’s Annual Percentage Yield (APY) is 0.00%. As of August 12, 2026, APY for share accounts are 0.25% for account balances between $100-$9,999, 0.30% for account balances between $10,000-$39,999, 0.40% for account balances between $40,000-$74,999, and 0.50% for account balances over $75,000. Fees could reduce the account’s earnings. Rates are variable and may change after the account is opened. AmFirst reserves the right to terminate this offer at any time. This promotion cannot be combined with any other promotions or discounts.
^ Qualifying transactions include online purchases and purchases made using contactless debit card, pin, signature, Apple Pay, Google Pay and Samsung Pay. Non-qualifying debit card transactions include transfers, ATM inquiries, ATM withdrawals, ATM deposits, declined ATM transactions, and Automated Clearing House (ACH) transfers.
* Opening a Regular Share account requires a minimum initial deposit of $5.00. Opening a checking account requires a minimum initial deposit of $25.00.
