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America's First FCU
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America's First FCU
Mobile Banking App

Free - On the App Store

Appraisal Fee Refund – March 1 through May 31, 2020

Appraisal Fee Refund
On Select Home Loans*
March 1 through May 31, 2020

See complete offer details below.

  • Promotion begins March 1st, 2020 and runs through May 31st, 2020.
    Applications submitted during this time must be closed by July 31st, 2020.
  • Promotion applies to: 15, 10, 7, and 5 year-fixed as well as 5/1, 3/1 and 1/1 ARM loans.
  • The appraisal fee will be collected upfront to order the appraisal. At closing, up to $500.00 will be credited back to the borrower to cover the cost of the appraisal.

To apply for a home loan, visit our online mortgage solution center.
contact any of our local branches
or call 205-320-4163.

*Offer available on the following products only: 15, 10, 7 and
5-year fixed rate mortgages, and, 5/1 and 3/1 adjustable rate
mortgages. Offer only applies to portfolio loans and is not
available for investor loans. All applicants must meet standard
underwriting guidelines. Maximum Loan-to-Value ratio for all
Mortgage Loans in this promotion is 90%. The current
available Annual Percentage Rates are between 3.225% APR
and 7.694% APR depending on your creditworthiness and
type of mortgage product selected. Rates are subject to
change. You will be required to maintain property insurance
throughout the life of the loan and title insurance is required on
any first Mortgage.

Offer is valid for applications submitted March 1, 2020 through
May 31, 2020 and that close by July 31, 2020. The appraisal
fee shall be paid by borrower in advance, but a lender credit
equal to the amount of the appraisal fee will be credited to the
borrower at closing. If loan is paid off within 12 months from
the date of closing, the borrower must reimburse the full
amount of appraisal fee paid on their behalf. Maximum
amount of appraisal fee eligible to be credited by the Credit
Union is $500.00.