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Visa Platinum
Every credit card holder at America's First carries the prestige of platinum. The America's First Visa Platinum credit card can meet all your needs with credit limits up to $30,000*. America's First offers consistently low rates without an "introductory rate" tied to a variable index.
America's First Visa Platinum credit cards offer you:
- Low Annual Percentage Rates
- No Annual Fees
- Up to 1% Cash Back on Purchases
- Free Balance Transfer Service
- 25 Day Grace Period on Purchases
- Payments Accepted at All Branches
- No Cash Advance Fees
Contact our Card Services Department at (205) 320-4170 or 1-800-633-8431 or apply for an America's First credit card online Credit Card Application.
EZ Card Info
Sign up for EZ Card Info today and pay your credit card bill online and manage your credit card account! Access your account anytime, anywhere, 24 hours a day and 7 days a week. You can view your statements, pay your bill, set alerts, find transactions, and run monthly and yearly account reports.
Click Here to Enroll for EZ Card Info
- VISA®/ Mastercard Account Inquiry: Toll Free - Dial "1"amp; Then: 800-237-6211
- Lost/ Stolen Credit Cards: Toll Free - Dial "1" & Then: 800-325-3678
ScoreCard CASHBACK Program
Get Cash Back Just For Using Your Visa Platinum Credit Card
Part of every dollar you spend using your card will come right back to you...automatically! Why? Because your card is part of the ScoreCard CashBack program. As your card purchases add up throughout the year, so does your CashBack bonus. Every August, you'll receive your CashBack Bonus. No sign-up. No hassles. No paperwork maze.
There's nothing you have to do but use your card and watch your CashBack Bonus grow. It's like getting a discount on everything you purchase. Now, the only thing that's puzzling is why you would ever use anything else when you could use your card with CashBack.
Here's How Your ScoreCard Adds Up!
| Yearly Purchases Over | Up To | CashBack Bonus |
| $0 | $1,000 | 0.25% |
| $1,000 | $2,000 | 0.50% |
| $2,000 | $3,000 | 0.75% |
| $3,000 | + | 1.00% |
ScoreCard CASHBACK Program Rules
- Every dollar in purchases "You" (see paragraph 7) make with your card to your Visa or MasterCard account covered by this ScoreCard CASHBACK Program ("Program") and that appears on your statement during the Program period, earns CASHBACK credit as provided for in these Rules, under your financial institution's ("Sponsors") most current CASHBACK schedule. CASHBACK is earned with purchases made by You beginning on the first day in which your Program begins and is posted to your account annually. Contact America's First for full details on eligibility dates.
- Your periodic statement will normally include a year to date accounting total of your CASHBACK credits but may be adjusted as provided for in these Rules. CASHBACK credits will be deducted from your current total of credits earned for corresponding retail pruchase returns posted to your card account.
- Your card account must be open and clear (i.e. not cancelled, terminated, delinquent or otherwise not available to use for charges) at the time each year CASHBACK credits are posted by your Sponsor. Otherwise, your CASHBACK credit will be forfeited. CASHBACK credits are not exchangeable or transferable.
- This program may be modified, suspended or cancelled at any time without restriction or penalty. CASHBACK credit may be forfeited due to violations of these Rules. This Program is void where prohibited or restricted by law. You are responsible for any federal, state or local income or other taxes.
- Despite our best efforts to ensure accuracy, printing errors involving the Program occasionally occur. We reserve the right to correct such errors at any time even if it affects CASHBACK credits already posted to your account.
- You agree to hold Financial Institution Benefit Association, Inc. ("FIBA"), Equifax Card Services, Inc. ("Equifax"), and any vendors associated with the Program, as well as any card association that your Sponsor is a member of, totally harmless if your Sponsor fails to meet its contractual and other obligations with FIBA or Equifax, which results in the Program being interrupted or terminated prior to any CASHBACK credits being awarded to you.
- This Program is available to VISA and MasterCard account holders ("You") whose Sponsor (i) has enrolled as a sponsoring member of FIBA and (II) has contracted with FIBA for this Program for You. All Program Rule determinations by FIBA are final. Your use of your card following receipt of these Rules will indicate your agreement to these Rules.
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