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About Us
About Us

America's First was founded in 1936 at U.S. Steel's Ensley Works in Birmingham, Alabama to provide services to underserved individuals. America's First has grown to a full-service, one-stop financial institution with over $700 million dollars in assets and 17 branch locations. Always committed to providing cost effective financial services for its members, America's First is one of the strongest credit unions in the nation.

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Every member of America's First owns a share of the credit union and is required to maintain a $25 balance in a Share Account (savings). America's First is a full service credit union with accounts federally insured up to $100,000 by the National Credit Union Administration (NCUA) and supplemental share insurance of up to $250,000 provided by American Share Insurance.

Some benefits of membership at America's First include:

  • Low rates on all types of consumer loans
  • No-fee checking accounts that pay dividends
  • Free Visaź/ATM check card
  • Free online account access
  • Free email statements
  • View checks online for free
  • Low interest rates on credit cards
  • 17 branch locations / 18 ATM locations

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Digital Insight, an Intuit company
Verisign
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Business Act.
NCUA
Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
ESI
Up to $250,000 in Supplemental Insurance.