Share Draft Account (Checking)

E·Z Checking allows America's First members to get more
out of their checking accounts.

E·Z Checking E·Z Primetime Checking E·Z Premium Checking

Reorder Clarke American Personal Checks            Free VISA®/ATM Check Card  


E·Z Checking

  • No Monthly Fee
  • Earn dividends on monthly balances of $500 or more
  • No minimum balance requirement
  • $25 deposit required to open initial share account
  • $25 deposit required to open a checking account
  • First 50 checks FREE with check order
  • 2 FREE foreign ATM transactions per month*
  • 2 no fee money orders per month
  • FREE VISA®/ATM Check Card**
  • No fee traveler's checks (minimal fee for dual signatures)
  • FREE notary service/signature guarantee
  • FREE Flash Talk telephone account access
  • FREE EasyLink internet account access
  • Unlimited check writing
  • Overdraft protection available**
  • FREE e-mail statements
  • FREE e-mail check images
  • Image statement mailed monthly - $4.95
    *may be subject to surcharge by machine owner
    ** subject to credit approval


E·Z Primetime Checking

  • Offered only to our members fifty years of age or more (ideal account for all 50+ lifestyles)
  • Offers all of the benefits of our E·Z Checking, plus:
    • FREE specialized checks
    • 3 FREE foreign ATM transactions per month*
    • 3 no fee money orders per month
    • 3 no fee cashier's checks per month
    • Bonus rates on share/IRA certificates
    • Discounts on safe deposit boxes


E·Z Premium Checking

  • Ideal for members that carry higher balances
  • Checking Account that offers the most possibilities for earnings, value, and convenience
  • Offers all of the benefits of our E·Z Checking, plus:
    • Tiered dividends on balances of $2,500 or more
    • $2,500 minimum balance requirement ($12 monthly fee if below minimum balance)
    • FREE specialized checks
    • 5 FREE foreign ATM transactions per month*
    • Unlimited no-fee money orders
    • Unlimited no-fee cashier's checks
    • Bonus rates on share/IRA certificates
    • Discounts on safe deposit boxes


Free VISA®/ATM Check Card

  • This card lets you use money from your checking account without writing a check.
  • A fast and easy way to pay for purchases with the convenience of plastic versus a checkbook or cash.
  • There is no fee for using this card at merchants.
  • There is no fee to use this card at any AFFCU Flash Cash ATM
    (when using a foreign ATM, you may be subject to the surcharge by that machine owner).
  • Purchases will be deducted from your available checking account balance, the same as writing a check or making an ATM withdrawal.
  • Your VISA®/ATM Check Card is accepted everywhere you see the VISA sign.

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